Last Updated: 1.1.2026

Welcome to NextGenWiz.com (“Company,” “we,” “us,” or “our”). By accessing or using this website, purchasing our products, or engaging with our services, you agree to be bound by these Terms and Conditions.

If you do not agree with these Terms, please do not use this website.

1. USE OF WEBSITE

You agree to use this website only for lawful purposes. You must not:

Use the website in any way that violates applicable laws or regulations

Attempt to gain unauthorized access to systems or data

Interfere with the proper functioning of the website

Use content for commercial purposes without permission

We reserve the right to suspend or terminate access for violations of these Terms.

2. ELIGIBILITY (AGE REQUIREMENT)

This website and its services are intended for individuals who are at least 18 years of age.

By using this website or purchasing our products, you represent and warrant that you are 18 years or older.

If you are under 18, you may only use this website under the supervision of a parent or legal guardian, and all purchases must be made by an adult.

We do not knowingly enter into agreements with individuals under the age of 18.

3. DIGITAL PRODUCTS & SERVICES

All products sold on this website are digital and delivered electronically.

Upon purchase, you are granted a limited, non-transferable, non-exclusive license for personal use only.

You may not:

Share, distribute, or resell course materials

Reproduce or copy content for commercial use

Grant access to others outside your household

We reserve the right to revoke access without refund if misuse is detected.

4. PAYMENTS & PRICING

All prices are listed in U.S. Dollars unless otherwise stated.

By purchasing, you agree to:

Provide accurate billing information

Authorize payment processing

Pay all applicable fees

We reserve the right to change pricing at any time without notice.

5. REFUNDS

Refund policies, if applicable, will be clearly stated on the product sales page.

If a refund is offered, it must be requested within the stated time frame. After that period, all sales are final.

6. SMS COMMUNICATIONS TERMS

By providing your phone number and opting in, you consent to receive SMS (text) messages from NextGenWiz.com.

Description of SMS Program

Our SMS program may include messages related to:

Account notifications and access details

Customer support communications

Product updates and reminders

Promotional offers and marketing messages (if opted in)

Message frequency may vary.

Opt-Out Instructions

You can opt out of SMS communications at any time by replying:

STOP

After sending “STOP,” you will no longer receive SMS messages from us.

For assistance, reply:

HELP

or contact: Contact Us

Message & Data Rates

Standard message and data rates may apply based on your mobile carrier plan.

NextGenWiz.com is not responsible for any charges incurred from SMS messages.

Carrier Liability Disclaimer

Mobile carriers are not liable for delayed or undelivered messages.

7. EMAIL COMMUNICATIONS

By using our services or purchasing a product, you may receive emails related to:

Purchases and account access

Product updates

Customer support

You may also receive marketing emails if you opt in. You can unsubscribe at any time.

8. INTELLECTUAL PROPERTY

All content on this website, including:

Text

Videos

Graphics

Course materials

Logos

is owned by NextGenWiz.com and protected by copyright and intellectual property laws.

You may not use or reproduce any content without written permission.

9. DISCLAIMER

All content is provided for educational and informational purposes only.

We do not guarantee specific financial results or outcomes.

You are responsible for your own decisions and actions.

10. LIMITATION OF LIABILITY

To the fullest extent permitted by law, NextGenWiz.com shall not be liable for:

Any indirect, incidental, or consequential damages

Loss of data, income, or profits

Issues arising from use or inability to use the website or products

11. CHILDREN’S USE & COPPA COMPLIANCE

Our website, products, and services are intended for use by parents, guardians, and individuals aged 18 and older.

We do not knowingly collect personal information from children under the age of 13, in compliance with the Children’s Online Privacy Protection Act (COPPA).

- Children are not permitted to create accounts or submit personal information

- All content is designed to be accessed and guided by a parent or guardian

- We do not communicate directly with children

If we become aware that personal data from a child under 13 has been collected without verified parental consent, we will promptly delete such information.11. PARENTAL RESPONSIBILITY

Parents and legal guardians are solely responsible for:

Supervising their child’s use of course materials

Ensuring age-appropriate participation

Guiding all financial education activities

12. THIRD-PARTY SERVICES

We may use third-party services (e.g., payment processors, email platforms, SMS providers).

We are not responsible for the policies or practices of these third parties.

13. TERMINATION

We reserve the right to terminate or restrict access to our services at any time, without notice, for any violation of these Terms.

14. GOVERNING LAW

These Terms shall be governed by and interpreted in accordance with the laws of the United States, without regard to conflict of law principles.

15. CHANGES TO TERMS

We may update these Terms at any time. Updates will be posted on this page with a revised “Last Updated” date.

Continued use of the website constitutes acceptance of the updated Terms.

If you believe that a child under the age of 13 has provided personal information through our website, please contact us immediately thourgh the Contact Us form.